Smart Portfolio

Dashboard Portfolio Settings

Core assets

Main assets for classic portfolios. First ETF per row is the default target. Links open Total Real Returns.

Asset ETFs 1Y 5Y 10Y 20Y
Total Return / Max Drawdown / Sharpe
S&P Stock SPY (default) (SPDR S&P 500) , IVV (iShares Core S&P 500) , VOO (Vanguard S&P 500) , QQQ (Invesco QQQ) +19.3%
-14.6%
1.02 		+93.5%
-24.5%
0.87 		+300.5%
-33.7%
0.87 		+668.9%
-55.2%
0.62
Au Gold GLD (default) (SPDR Gold) , IAU (iShares Gold Trust) , IAUM (iShares Gold Trust Micro) +74.0%
-13.9%
2.27 		+194.3%
-21.0%
1.35 		+288.4%
-22.0%
0.95 		+747.6%
-45.6%
0.68
Bd Bonds BND (default) (Vanguard Total Bond) , AGG (iShares Core U.S. Aggregate Bond) , TLT (iShares 20+ Year Treasury Bond) +5.6%
-2.4%
1.34 		+2.3%
-17.9%
0.11 		+22.0%
-18.6%
0.39 		+79.1%
-18.6%
0.62
RE REITs VNQ (default) (Vanguard Real Estate) , SCHH (Schwab U.S. REIT ETF) , IYR (iShares U.S. Real Estate ETF) +6.3%
-14.5%
0.46 		+33.7%
-34.5%
0.4 		+77.7%
-42.4%
0.38 		+231.8%
-73.1%
0.35
₿ Crypto IBIT (default) (iShares Bitcoin Trust) , FBTC (Fidelity Wise Origin Bitcoin Fund) , ETHA (iShares Ethereum Trust) -21.6%
-49.4%
-0.29 		+45.3%
-49.4%
0.6 		+45.3%
-49.4%
0.6 		+45.3%
-49.4%
0.6
$ Cash BIL (default) (SPDR Bloomberg 1-3 Month T-Bill ETF) , SGOV (iShares 0-3 Month Treasury Bond ETF) +4.0%
-0.0%
19.44 		+17.2%
-0.1%
12.1 		+23.1%
-0.2%
8.02 		+28.0%
-0.8%
2.68

Core assets – 20Y total return

Monthly total return (or price) of each default ETF over the last 20 years.

Classic portfolios — Diversification is the only free lunch

Portfolio Allocation 1Y 5Y 10Y 20Y
Total Return / Max Drawdown / Sharpe
Permanent Portfolio
Harry Browne: 25% stocks, 25% bonds, 25% gold, 25% cash.
+24.1%
-4.5%
2.61 		+66.0%
-12.3%
1.47 		+131.6%
-12.3%
1.30 		+262.8%
-17.2%
1.00
60/40
Classic balanced portfolio.
+14.1%
-9.1%
1.15 		+52.5%
-20.6%
0.81 		+158.8%
-21.8%
0.91 		+333.5%
-34.7%
0.71
All Weather
Ray Dalio inspired portfolio.
+19.0%
-5.0%
2.32 		+48.5%
-17.2%
1.07 		+117.4%
-17.2%
1.10 		+266.6%
-18.6%
0.97
Golden Butterfly
Balanced diversified portfolio.
+23.7%
-6.2%
2.23 		+67.6%
-17.6%
1.19 		+161.6%
-17.6%
1.14 		+356.3%
-23.9%
0.92
Barbell
Conservative portfolio with small equity exposure.
+6.6%
-1.9%
2.05 		+14.5%
-12.4%
0.65 		+40.1%
-12.4%
0.88 		+91.4%
-12.4%
0.96

Classic portfolios – 20Y total return

Growth of $10,000 over 20 years for each allocation (same data as table above).